www.loansforhomestoday.com (866) 414-1079 LoansForHomesToday.com has the loan you are looking for ♦ Mortgage Loans ♦ Refinancing ♦ FHA Loans ♦ Home Equity Loans ♦ Debt Consolidation Loans ♦ Home Improvement Loans ♦ Reverse Mortgage ♦ Commercial Loans ♦ SBA Loans ♦ Government Sponsored Loans How A Home Equity Loan Works A home equity loan uses the equity built up in your home, (the value of your home minus what you owe) as a security that you'll repay the loan. Depending on the lender you can usually borrow between 80%-100% of your home's equity, and sometimes more. Homeowners usually apply for home equity loans to pay college tuition, to make major renovations on a home or to pay off credit card debt. Home equity loans have a fixed interest rate and payment for usually 10-15 years. Consolidate your bills into one low monthly payment A debt consolidation loan can help consolidate your bills into one low monthly payment saving you hundreds, possibly thousands of dollars in interest charges. Stop paying high interest rate payments Stop paying high interest rate payments to your credit card companies and consolidate all your bills today. You can combine credit cards, auto loans, student loans, etc. into one lower monthly payment and save thousands of dollars in interest and late charges. Find out why less people are moving Less people are moving this year and more homeowners are choosing Home Improvement Financing options instead. If you want to choose the right improvements to benefit your own lifestyle and improve the comfort within your home as well as benefit your pocket, then you have come to the right place! FHA 203K Program The FHA 203K program is designed to aid in the purchase or refinance of existing 1 to 4 unit family properties and to rehabilitate or renovate them. The program requires a minimum of $5,000 in repairs to be done. The loan may be used for virtually any type of renovation. All loans are provided by a third party FHA approved lender. FHA Title 1 Program A fixed rate fixed term, home improvement loan through the FHA. All of the proceeds must be used for home improvement or repairs. It provides loan availability to both new and existing homeowners who may lack sufficient equity in the property to qualify for a conventional home improvement loan. A lien will be placed on the property, and loans may not exceed 100% of appraised value of property. All loans are provided by a third party FHA approved lender. Reverse Mortgage loans are available in all 50 States To be eligible for a FHA Reverse Mortgage Loan: You and any other current owners of your home, must be aged 62 or over, and live in your home as your primary residence; Your home must be a 1 to 4 family home, condo or planned unit development. Your home must be at least 1 year old and meet HUD's minimum property standards, but you can use a Reverse Mortgage to pay for any repairs that may be required. You must discuss the program with a housing counselor from a HUD approved counseling agency. We can provide you with a list of counselors in your area. There is "NO CHARGE" for counseling and many agencies are willing to counsel you by phone. Less paperwork including a "no financial documentation" program Assumable loans, cash-out refinances and purchase loans Commercial loans up to to $6 million We offer financing for a wide-range of properties, including: multi-family, mixed use retail, office, warehouse, special purpose, self storage, light industrial, bed & breakfast, restaurant/bar, automotive and more. It is very common for small businesses to encounter difficulties when looking for long-term financing at affordable fixed interest rates. With this in mind, Lexington Capital can help you get a Small Business loan that you need. If you need money for purchase of real estate or refinance your place of business we could assist you. SBA 7a and express loans from $50,000 up to $2 million dollars This program is not for everyone Can use equity residential realestate as collateral must be in business for over a year Purchasea HOme? Looking To Buy A New Home? Why Rent when you can OWN. With our services, you will be able to purchase a home with little to no money down. Let Us Help You Finance Your Dreams Whether you are downsizing, up sizing, a first time Home Buyer, or Buying a second home, you can rely on Loans For Homes Today.com to have the loan you need. Fast Closings. No Hassels.